Loan Against Property
Loan against property refers to a type of secured loan, such as a home loan, in which the borrower guarantees the loan by pledging his property as security. For both salaried and self-employed borrowers, a loan against property is offered to help them meet their personal and business requirements.
Loan Against Property Eligibility Criteria
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Eligible Age: 18 Years to 70 Years
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Eligible Person: Salaried Individual and Self Employed
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Net Monthly Income: ₹ 25,000 and Above
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Work Experience: 3+ Years of Work Experience
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Credit Score: 700 and Above
Loan Against Property Interest Rate
| Interest Rate |
Ask Us |
| Processing Fee |
0.75% to 1% |
| Loan Tenure |
Upto 15 Years |
| Loan Amount |
Starts from ₹ 10 Lakhs |
Loan Against Property Documents
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Documents For Salaried:
| KYC Documents (ANY 1) |
Residential Proof (ANY 1) |
| Pan Card (Mandatory) |
Aadhaar Card |
| Aadhaar Card |
Passport |
| Voter Id Card |
Voter Id Card |
| Driving License |
Driving License |
| Passport |
Telephone Bill |
|
Electricity Bill |
| Property Documents |
| OC Copy |
| CC Plan Copy (If Required) |
| Share Certificate |
| Society NOC (Post Sanction of Loan) |
| Property Tax Paper |
| Latest Maintenance Bill |
| Other Approval’s |
| Income Proof |
Bank Proof |
| Latest 3 Months Salary Slip |
1 Year Bank Statement |
| ITR for 3 Years |
|
| Latest Form 26 AS |
|
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Documents for Self Employed(Proprietor/Individual Partners/Individual Directors):
| KYC Documents (ANY 1) |
Residential Proof (ANY 1) |
| Pan Card (Mandatory) |
Aadhaar Card |
| Aadhaar Card |
Passport |
| Voter Id Card |
Voter Id Card |
| Driving License |
Driving License |
| Passport |
Telephone Bill |
|
Electricity Bill |
| Property Documents |
| OC Plan Copy |
| CC Plan Copy (If Required) |
| Share Certificate |
| Society NOC (Post Sanction of Loan) |
| Latest Maintenance Bill |
| Property Paper Tax |
| Other Approval’s |
| Income Proof |
Bank Proof |
| Latest ITR for 3 Years |
Latest 1 Year Bank Statement of Savings Account |
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Documents for Proprietorship:
| Business Proof |
Income Proof |
Bank Proof |
| Gumasta |
ITR for last 3 Years with Computation of Income |
Latest 1 Year Bank Statement of Current Account |
| Registered Rent Agreement(If the premises is rented) |
Form 26 AS for Last 3 Years |
|
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Documents for Partnership Firm:
| KYC Documents |
Business Proof |
| Pan Card of firm |
Shop Establishment or any Other Business Proof |
| Partnership Deed |
Registered Rent Agreement(If the premises is rented) |
| Income Proof |
Bank Proof |
| ITR for 3 Years with Computation of Income |
Latest 1 Year Bank Statement of Current Account |
| Form 26 AS for Last 3 Years |
|
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Documents for Private Limited company:
| KYC Documents |
Business Proof |
| Pan Card |
Shop Establishment or any other Business Proof |
| List of Director & Shareholder with their shareholding patterns on company letterhead |
Registered Rent Agreement( If the Premises is Rented) |
| Latest Form 32 |
MOA & AOA |
|
Registation Certificate |
|
In-corporation Certificate |
| Income Proof |
Bank Proof |
| ITR for 3 Years with Computation of Income |
Latest 1 Year Bank Statement of current account |
| Form 26 AS for Last 3 Years |
|
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Documents for Existing Loan (If Existing):
| Existing Loan (IF ANY) |
| Sanction Letter |
| Statement of Account |
